What We Do

Ethoca is a secure network for card issuers and merchants to connect and work cooperatively outside the payment network in a unique and powerful way!

Ethoca, through its innovative services, helps connect card issuers to online merchants to stop fraud that slips through their defences and recapture lost revenues.

How it Works


 Ethoca Alerts – Innovative Cooperation


Thousands of times a day, card issuers and merchants identify fraudulent and/or suspicious transactions that have gone undetected by the other party, resulting in fraud losses and chargeback costs to both. Ethoca closes the information gap between the card issuers and merchants, making this valuable information securely available in real-time.

Ethoca Alerts is the first service rolled out leveraging Ethoca’s global network of card issuers and online merchants.  Ethoca’s direct-from-source card issuer data is used by merchants to stop the fulfillment of goods and services tied to fraudulent accounts on orders they are actively processing.  Ethoca Alerts significantly reduces the time it takes for merchants to be alerted of confirmed fraud from the current three to six weeks, to minutes, hours or days!

Ethoca's Connections
7 of 10

Top Online Merchants
Use Ethoca


Merchants of All Sizes
Count on Our Services


Network of Major
Card Issuing Banks